发布时间:2022-06-10 19:39:02来源：励普网
在我国,对话教学是伴随新课程改革而出现的一种新的教学形态,在近几年倍受关注。小编精心收集了英语口语情景对话，供大家欣赏学习!
A:Excuse me, is this the Auto Consumer Loan Center?
A:请问，这儿是汽车消费贷款中心吗?
B:Yes. Is there anything I can do for you?
B:是啊。需要我为您做点什么事吗?
A:Could you tell me something about the terms and interest rates for personal automobile consumer loan?
A:请您告诉我个人汽车消费贷款的期限和利率情况好吗?
B:The deadline is normally no more than 5 years with the interest adopted according to the corresponding lending rates announced by the PBC.
B:按照规定，汽车消费贷款期限较长不超过5年，利率按中国人民银行规定的同期同档利率执行。
A:I plan to take the loan for 3 years.
A:我打算贷3年期。
B:Well, the yearly interest rate is 5.49% for 3 years. I'm sure you are qualified to apply for this loan.
B:3年期贷款年利率为5.49%。我相信您符合申请此项贷款的要求。
A:What about the loan repayment?
A:如何还款呢?
B:You may choose a repayment pattern by consulting with our bank, for example, payment of equal amount of principal or of principal and interest on monthly installments.
B:您可以和我行协商后选择一种还款方式，例如选择按月分期付款或等额支付本息。
A:Does that mean I should deposit sufficient money to my account prior to the monthly payment date so that you can directly deduct the repayment of the principal and interest?
A:是不是在每个月付款之前，我应在账户上存入足够的钱，以便责行能直接扣还贷款本金和利患?
B:Exactly. You are permitted to effect and early payment in part or in full with the consent of our bank.
B:正是这样。经我行同意，您可以部分或金额提前还货。
A:That's very thoughtful of you. Thank you so much.
A:贵行想得真是周到。非常感谢。
B:You're welcome.
B:不客气。
A:I am very interested in a new apartment near the Tianxing Plaza, but the price is very high, Ireally can't afford it.
A:我很喜欢位于天兴广场附近的一套新房子，可是价钱太高了，我真的买不起。
B:How much is it for each square meter? How large is the apartment?
B:多少钱一平方米，房子有多大?
A:It's 7500 yuan per square meter, and I really like the one with three bedrooms and a largeliving room. Its total area is about 80 square meters.
A:要7,500元一平方米，我很喜欢这套三居室，带有一闻大客厅的房子。它的总面积有80平方米。
B:That surely will cost you a lot of money. Are you going to make a full payment?
B:那真得花掉你不少钱啊。你准备一次付清吗?
A:Do you think I am rich enough to make it? I am thinking about buying the apartment byinstallments. The real estate agency says if I pay a 25% down payment, I can move in at once.
A:你以为我有那么多线?我在考虑申请分期付款。房产商说如果我首付百分之二十五的房款就可以马上入住。
B:If sounds so tempting. Why not go applying for a loan from the bank? They charge very lowinterest, so you can choose whether to pay up the balance in 10 or 20 years.
B:听上去挺诱人的。你何不到银行去申请贷款呢?他们的贷款利患非常低，你还可以选择10年期或20年期还清。
A:Bill, I'm expecting a big increase in turnover with the coming of the Mid-Autumn Festival. Butwholesales are unwilling to supply my orders unless I pay them an advance of 50% of the fullprice, for my business is fairly new. I hope that you can make me an advance on loan.
A:比尔，随着中秋节的到来，我预计营业额将会大大增加。但除非我预付50%,的总价，否则批发商不肯给我货，原因是我的生意才刚起步。我希望你能贷给我一笔预付款。
B:Do you have stocks or a title deed of a house to pledge as security?
B:你有没有股票或房屋所有权证可做担保?
A:No. I should be grateful if you could see your way to make an advance against my personalreputation. You may inspect my accounts. From my accounts you can see that I've promptlymet all my obligations.
A:汝有。如果你肯根据我个人的信誉贷款给我，我会很感激。你可以检查我的账目，从账目上你可看出我向来都能按时履行所有义务。
B:We do not allow any request for a loan against personal security. This is a commonregulation. But we may consider it if you can provide a reliable guarantor.
B:我们不允许依个人信用批准贷款，这是常规。不过如果你能提供一个可靠的担保人，我们或许可以考虑。
A:Yes, I can. You know Mr. Macready, the famous car dealer here in New York. He agreed toact as my guarantor of a loan in the sum of US l0,000 until the end of this year.
A:好的，我可以。你认识麦克里迪先生吧，纽约本地有名的汽车商人。他同意做我的担保人，保l万美元到年底。
B:Good. He is a man of high standing. I think we can grant the loan you need after somefurther discussion. But I suggest you borrow on overdraft instead of on loan.
B:好。他是个信誉很好的人。我想我们更进一步讨论后，能批准你贷款。不过我建议你以透支方式而不是贷款方式贷款。
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